A motorcycle is fun to drive and to ride on. However, when an accident occurs the consequences are often tragic. Motorcycles run in a straight line on only two wheels, and the wheels require traction. It is easy for motorcycle wheels to lose traction.
Oil in the road, sand, water or rocks can cause an accident. Careless drivers and road obstructions can cause accidents too. Before you know it, the motorcycle is out of control. The accident could be minor or very serious.
In addition to driving hazards, a motorcycle can attract lightning in a storm. It is because a motorcycle is composed of conductive metal and has an electrical system. Heavy rain, wind and hailstones can hurt a motorcycle driver and cause damage to the vehicle. A motorcycle driver benefits from motorcycle insurance.
Some motorcycle riders like to do off-road riding, and might not care much about their safety. They might think it is all fun and games. These motorcycle drivers need insurance too. Motorcycle insurance is a good idea for anyone who drives a motorcycle.
A motorcycle helmet offers protection, but it cannot solve all problems. If you drive a motorcycle, you need insurance to replace or repair your bike in case of accident. It also helps to have liability coverage in case you are at fault for causing an accident.